Home Mortgage Loans

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Our mortgage options can help you make the right move

  • Competitive interest rates
  • Easy application process
  • Fixed-rate loans and ARMs
  • Choice of repayment terms
  • Reduced down payment option
Mortgage Loans
Choose the home you want and then the loan that best suits your lifestyle. Berkshire Bank offers a variety of fixed-rate and adjustable-rate options.
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Reverse Mortgage
You've worked hard to pay down your home loan. Now you can use all that equity as a source of added retirement income.
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First-Time Homebuyers
It can take years to save enough money to buy a house. Speed up the timeline with loans that allow you to make a reduced down payment.
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Refinancing Options
Our Refinancing Mortgage options can help you consolidate existing debts into one payment, lower your existing mortgage term reducing your interest payments and the length of your existing loan.
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Construction Mortgages
You can build the home of your dreams or renovate your current home- we offer the terms and the loan options to assist you all the way.
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Whether you need to view or finish an application you entered online, or you’re looking to access your borrower portal to view, sign or send documents for an in-process loan, we can help.
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No Property Address
If you are shopping for a new home or investment property to purchase, and you want to take the best first step to prepare to make an offer to purchase, determine what mortgage option and amount is right for you and get started today.
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Full Application
With Property Address
Whether refinancing your existing home or investment property, purchasing a new property, or if you have a property address and are ready to apply for a mortgage, connect with us today.
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All lending products are subject to credit and property approval. This is not a commitment to make a mortgage loan. Products are not available in all states. Certain conditions and restrictions apply. Refinancing to reduce total monthly payments may lengthen repayment term or increase total interest expense compared with your current situation.

Consult your Social Security, Medicare, tax or other financial advisor to determine how reverse mortgage payments may affect your particular situation. You must also continue to occupy your home as your primary residence and keep it in good repair, with all taxes and insurance premiums up to date.  Subject to the terms of your mortgage.

Berkshire Bank NMLS 506896.  All rights reserved. 

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