Personal Insurance

Making insurance easy to understand. And easy to buy.

At Berkshire Insurance Group, we believe insurance policies aren't one-size-fits-all. We'll make time to understand your needs, and create a portfolio that will go a long way toward protecting your family and safeguarding your future. Whether you need basic life, auto and homeowner policies, or something special such as coverage for fine jewelry, our agents can introduce you to a full range of products.
 

• Homeowners: Protect your home from fire, weather damage or theft. Protect your finances from accidents occurring on your property.
• Automobile: Auto Insurance is designed to help provide financial protection from auto-related damage, loss, or injuries and we can help you with the appropriate combination of liability and physical damage coverage.
• Umbrella: Are your current liability limits sufficient to protect your assets and future earnings in the event of a lawsuit? An umbrella policy provides an extra layer of coverage beyond your automobile, homeowners, motorcycle or boat policy.
• High-Value Homes: For homes valued at over $750,000, standard homeowners insurance sometimes is not an ideal fit and does not recognize the unique coverage needs of homeowners.
• Flood: The damage caused to a home from water can be devastating, and in most cases water damage is not covered by regular homeowners insurance.
• Jewelry: Your homeowner or renter insurance policy probably does not provide full coverage for items such as your engagement and wedding ring as well as other fine jewelry.
• Condominium: Insuring a condo is different than buying rental insurance or homeowners coverage. It's important to understand how your condo association is set up before choosing a policy.
• Life: We'll help you figure out how much coverage you need so you can pick the right type of policy to suit your needs.
• Disability: Get a policy that will replace a portion of your income when you are sick or injured and unable to work.