Service Agreement and Disclosure
This E-Sign Disclosure and Consent (“Service Agreement and Disclosure”) applies to all required account related electronic documents, disclosures, agreements, and notices (“Account Documents”) associated with opening an account at Berkshire Bank. The purpose of this eDisclosure Agreement is to obtain your consent to receive Account Documents, which may include, among other things, disclosures and notices from us in electronic form rather than in paper form.
Please Read this Agreement Carefully
Before we can engage in this transaction electronically, it is important that you understand your rights and responsibilities. Please read the following and affirm your consent to conduct business with us electronically. For purposes of this eDisclosure Agreement, disclosures, agreements, and notices mean the “Account Documents” related to the transactions that are provided electronically.
The words “we”, “our” and “us” refer to Berkshire Bank with whom you are transacting business for such Accounts and the words “you” and “your” mean you, the individual(s) identified on the Accounts.
“Access Device” means any electronic device you use to access your account and view electronic documents. This includes, but not limited to: a traditional computer such as a desktop or laptop computer; or a mobile device such as a tablet computer or a smartphone.
Account Documents Provided in Electronic Form
This Agreement applies to all initial disclosures, notices, and terms and conditions related to opening an account at Berkshire Bank. This consent will remain effective through the account opening process or until expressly withdrawn by you. This consent does not apply to account documentation during the lifetime of the account (e.g., eStatements) nor does it apply to future account openings. Your consent does not mean that we must provide documents electronically but instead that we may deliver some or all of those documents electronically.
Method of Providing Documents to You in Electronic Form
Electronic documents will be delivered to you within the account opening process in .html format. You are strongly encouraged to save or print the documentation for future reference.
Requesting Paper Copies of Documents that Were Presented to You in Electronic Form
We will not send you a paper copy of this or any other disclosure you are agreeing to receive electronically, but you may request it. To request a paper copy, please see the contact information provided at the end of this document. Copies of disclosures, service agreements, and account agreements will be mailed at no charge.
System Requirements
By consenting to this agreement, you confirm that your Access Device meets the minimum specifications and requirements necessary to view and retain your electronic documents.
To access your electronic documents on a mobile device, you will need:
A mobile device with any of the following operating systems: Android or iOS (iPhone).A data plan provided by your wireless carrier and an up-to-date mobile internet browser. For more information on supported browsers, visit
https://www.berkshirebank.com/operating-systems A printer and/or storage device if you wish to print or retain any electronic documents.A computer with any of the following operating systems: Windows XP or higher, OS X (Apple Macintosh) or higher.An internet connection and an up-to-date internet browser. For more information on supported browsers, visit
https://www.berkshirebank.com/operating-systems A printer and/or storage device if you wish to print or retain any electronic documents.